Get Instant Business Funding With Merchant Cash Express!

Borrow between £2,500 and £300,000 with quick pre-approval. Your money can reach your account in as little as 48 hours!

Unsecured Merchant Cash Advances

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

What We At Merchant Cash Express Can Offer You


Pre-Approval in Under 10 Minutes!

Zero Paperwork

The application process is quick and easy, and it can be completed online. Simply fill out our user-friendly application form.

Based in the UK

We’re a London based company offering excellent rates and fast merchant cash advances, for residents of the UK.

Zero Interest

We guarantee no interest or additional charges - just one all-inclusive fee.

Total Security and Confidentiality

Security and confidentiality guaranteed with 256 bit encryption.

Why Choose Merchant Cash Express?

Merchant Cash Express specialises in alternative business funding, otherwise known as a merchant cash advance. We do not charge any application fees or interest on the advance. There’s not even a need to offer security through collateral, so you can receive instant business funding that is entirely unsecured.

What Merchant Cash Express does is buy your projected card receivables by offering you a lump sum upfront. Then, you repay the amount back little by little, using a small percentage of your customer card sales. We offer pre-approval in under 10 minutes, and you can borrow up to £300,000. All you have to do is fill out a short form on our website, and once approved, you could receive your money within just 48 hours.

Check Your Elegibility

About Merchant Cash Express

We’re a trustworthy company, based in London, offering business owners nationwide, merchant cash advances at the very best rates. Here you can find quick and affordable business funding with just a click:

  • No collateral required - we offer unsecured cash advances
  • We will still consider you if you have bad credit
  • Advances from £2,500 to £300,000
  • Free, no obligation quotes
  • Fast pay-outs, within just 48 hours
  • Zero interest, surprise fees or charges
  • Security and confidentiality guaranteed with 256 bit encryption
Apply Now!

This browser does not support the video element.

How Can Our Business Help Yours?

This video will show you exactly how a merchant cash advance can solve your cash flow problems.

Our aim is to help your business, no matter how big or small. Whether you need £2,500 or £300,000, we can help you. Here's how you can get efficient, cost-effective aid from Merchant Cash Express.

Watch the Video

Are You Eligible for a Merchant Cash Advance?


To determine if you qualify, answer 'YES' to the following questions:

Is your business over 1 year old?

Your business must have operated for over 12 months.

Do your monthly card sales total £3,500 or more per month?

Your business must make a minimum of £3,500 in debt card or credit card sales per month.

Are you a UK resident?

You must be a UK citizen to apply. This requires you to provide identification (a passport, or an original birth certificate, for instance) that proves your citizenship.

Are you 18 or over?

You must be over 18 years old to apply.

How To Apply for a Cash Advance through Merchant Cash Express

Calculate Your Monthly Card Receipts

The first thing you need to do is work out how much your average monthly card sales total.

Decide How Much You Want to Borrow

You may or may not want to take the entire amount offered to you; depending on your business needs, decide how much money you would like to borrow.

Get Pre-approved

Complete our simple to follow pre-approval application, it takes less than two minutes.

Receive Your Money

Once approved, you can access your money in as little as 48 hours.

What People Are Saying About Merchant Cash Express On:

I was very happy with the service I got at Merchant Cash Express. Application was approved in a few minutes and I received the money just two days later. Would definitely ask for their help again!

Richard Fisher - Independent Customer

This website or its third party tools use cookies, which are necessary to its functioning and required to achieve the purposes illustrated in the cookie policy.  By tapping on "I accept" you agree to the use of cookies. I accept