Flexible Café Finance:
What Can We Offer You? Our Coffee Shop Funding Solution
Searching for funding for your coffee shop or café? If you’ve been turned away by the banks in the past, or their strict terms have put you off from applying, we have a great alternative funding solution that can be tailored specifically to meet your café’s needs.
With a merchant cash advance you can borrow anywhere between £5,000 - £500,000 in unsecured business funding and repay at a pace that suits your business. Simply pay back using a small, affordable percentage of your daily card takings and pay no interest on the amount borrowed.
Our quick and cost-effective coffee shop funding solution.
With Our Cash Advance You Can:
- Purchase or repair specialist coffee making equipment
- Invest in further training for your baristas
- Pay for additional marketing and promotional business materials
- Expand or renovate your premises
- Bulk buy stock or branded merchandise
- Bridge general short-term cash-flow problems
How It Works Alternative Café Finance
With a merchant cash advance, your coffee shop can receive an instant injection of unsecured cash within just 24 hours. It’s then repaid simply using an affordable percentage of the money your business generates through its daily card transactions. So, you only pay back, when your customers pay you.
The percentage that you repay is always agreed upfront, prior to the exchange of any business funding, so there are no hidden surprises or fees. Ever. Better still, there is no interest charged on the amount borrowed. Instead, your business will receive just one simple, all-inclusive fee.
Continue reading below to find out everything you need to know on applying, receiving a decision and making repayments.
See How It Works:
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Making An Application:
You can apply for a cash advance simply by completing a short, 1-2 page online form. There is no need to provide a business plan or fill out any extensive paperwork.
Getting A Decision:
It is much easier to qualify for a cash advance than it is a bank loan. All that’s asked of you is that:
- Your coffee shop has been up and running for a minimum period of 6 months
- Your business generates a monthly average of £5,000 in customer card sales
- You are able to provide 3-6 months’ worth of card receipts and business bank account statements
Once you’re approved, you can access the funding your café deserves in as little as just 24 hours!
Repaying Your Advance:
The best thing about a cash advance, is that instead of struggling to meet fixed repayments, repayments are always perfectly in sync with your business’ cash-flow. Simply pay back using an affordable pre-agreed percentage of your daily card takings. This means you only repay when your customers pay you and you keep all of the revenue your business generates through cash sales.
Reasons To Choose Us The Merchant Cash Advantage
The coffee shop industry can be an extremely lucrative and rewarding business sector, but there’s no escaping the fact that it is also highly saturated and competitive. In order to reach your business’ potential, you will always need to set your café apart from the rest.
We understand that more often than not, this requires you to source additional investment, but without the backing of the banks, what are you supposed to do? Well, that’s exactly where our cash advance comes in. Discover all the perks of a business cash advance below:
Coffee Shop Funding from Merchant Cash Express:
- You can access the funding your business needs in as little as 24 hours.
- We have far higher approval rates than the banks, so it’s likely that you’ll be accepted.
- There’s no interest charged on the amount borrowed. Just one, clear all-inclusive fee.
- There are no fixed repayment amounts or periods. You pay back via a small percentage of your daily card takings, so if your business earns less one day, the amount that you repay is also suitably reduced.