Financing Small Retail Businesses:
Funding Your Retail Business A Finance Option That Works
If you're a small independent retailer of any description, there'll likely come a time when you need a little additional funding to grow your business.
Perhaps you want to renovate your premises? Re-brand with new signage? Maybe you're planning on purchasing new stock in bulk? Or it could just be that you're looking for a simple solution to a short-term cash-flow problem?
Whatever the reason, we have a quick and cost-effective funding solution to suit your business' needs.
Retail Funding with Merchant Cash Express:
We offer a fast and flexible alternative funding option, known as a merchant cash advance, which is specifically designed to meet the needs of smaller retail businesses:
- Borrow from £5,000 - £500,000 in just 48 hours.
- No fixed repayment amounts or periods. Simply pay back using a small percentage of your customer card sales.
- No APR. Just one simple, all-inclusive fee which is pre-agreed before any funding is exchanged.
- No business plan necessary.
- No collateral required.
- You keep all of the revenue your retail business generates in cash sales!
How Does It Work? Retail Finance Explained
With an advance your salon can gain access to up £500,000 within just 48 hours. Repayments are automatic and hassle-free; pay back using a small, agreed percentage of the capital your salon generates through credit card and debit card transactions.
There’s no interest charged on the amount borrowed and you get to keep 100% of the income your salon generates in cash sales.
See How It Works:
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Will Your Salon Qualify?
Getting accepted for a business cash advance is so much easier than applying for a loan from the bank. You don't need to prepare a business plan, provide excessive supporting documentation, or have a perfect credit score to qualify. All we ask of you is that:
- Your salon has been in business for at least 6 months
- You process a monthly average of £5,000 through card sales alone
- You're able to provide 3-6 months' worth of bank statements and card receipts
That's literally all there is to it. Apply today to receive a free, no-obligation quote and if you choose to proceed, the funding could be with you in just 48 hours!
Why Choose Us? Alternative Business Funding or Traditional Bank Loans?
As you may already know, obtaining a business loan from the bank can often prove a frustrating and impossible task, especially if you’re a relatively new or small retail business. Traditional financial institutions, such as banks, notoriously favour larger corporations and big businesses over small independent retailers. If you’ve been rejected for a bank business loan in the past, you’ll know this better than anyone, but don't let it deter you from acheiving your business' goals.
At Merchant Cash Express, we don't just do funding differently, we do it better. We believe in providing fast, affordable and most importantly easily accessible funding for all small retail businesses.