Merchant Cash Express Ltd (MCE) provides the UK's leading Business Cash Advance service. The Business Cash Advance is designed for small to medium size businesses who have a  credit/debit card facility with a minimum monthly takings of £3,500. MCE aims to fill a gap for access to money that is not met elsewhere in the financial world. Our mission is to give smaller organisations access to the funds they need. This can be done without going through the lengthy processes of applying for a bank loan or having to submit a business plan. There is no security required so business owners do not have to give up valuable assets or equity in their company to get the cash. 

Cash advances have ranged from £4,000 to £100,000. Clients typically include  General Retailers, Convenience Stores, Florists, Hairdressers, Dentists, Healthcare Service companies, Hotels, Automotive Service companies  and Restaurants. We work in partnership with Lloyds TSB Cardnet to deliver this service so all our customers must switch to using Cardnet for their debit/credit card transactions.

Over 80% of customers repeatedly return to use the Business Cash Advance product. Business Cash Advance is a no fuss solution: it is quick and simple to get a decision and to get the money. Most importantly in these financially restrictive times it gives the small business owner the cash they require to secure the future of their business.